ICUK Insurance News & Updates

UK road repairs now face a record £18.62bn backlog, with pothole damage costing drivers dearly. From tyres to suspension, poor roads can lead to expensive claims, so motorists should understand how cover may affect premiums and No Claims Bonus.

The Renters’ Rights Act 2025 brings major changes for landlords and tenants, including the end of Section 21 evictions. Landlords should review legal expenses, rent guarantee and property-use cover to stay protected under the new rules.

The FCA has warned young drivers about fake car insurance scams on social media. With ghost broking rising, drivers should verify sellers on the FCA Register before paying, or risk being left uninsured with fines and penalty points.

The UK’s new £250m Fraud Strategy aims to crack down on scams, fake claims and ghost broking. With insurance fraud pushing up costs for honest customers, buyers should always check their cover comes from a genuine, transparent provider.

UK road safety reforms could bring lower drink-drive limits, eyesight tests for older drivers and tougher uninsured driving penalties. If introduced, the changes may affect licences, premiums and cover requirements for millions of UK motorists.

The FCA’s 2026 insurance priorities put claims handling, clear policy wording, fair value and better access in focus. For UK customers, it signals stronger pressure on insurers to improve service, communication and consumer outcomes.

UK home insurance payouts reached £846 million in Q1 2026, with the average claim hitting a record £6,340. Extreme weather, rising repair costs, subsidence and theft show why homeowners should review their cover carefully.

UK car insurance premiums held steady at £560 in Q1 2026, but rising repair costs continue to pressure the market. With claims and vehicle repair bills climbing, drivers should compare tailored quotes carefully before renewal.